Fu Qiao-Lin
Jiangsu University Library, Zhenjiang, Jiangsu 212013, China
Yuan Jun
School of Teachers` Education, Nanjing Xiaozhuang University, Nanjing, Jiangsu 211171, China
Wang Ran
School of Management, Jiangsu University, Zhenjiang, Jiangsu 212013, China
Li Ming-Xing
School of Management, Jiangsu University, Zhenjiang, Jiangsu 212013, China
Zhang Tong-Jian
School of Management, Jiangsu University, Zhenjiang, Jiangsu 212013, China
ABSTRACT
The information technique innovation gradually became the most important power source due to the impact of information technique paradox, which promoted the risk control capability of stated-owned commercial banks. Research assumption and factor system are given. The structure equation model is established. The data collection, credit certification, validity certification and model identification are conducted. Results show that, α coefficient is 0.8989. The inside consistency coefficient of 4 index is 0.7134 while the relativity and α coefficient have no bigger fluctuation for technique innovation of information technique factor. The minimum of load is 0.61 and the biggest value is 0.92 for these 12 indexes of information technique innovation measure system. The minimum T is 2.11, the RMSEA is 0.043, the NNFI is 0.9323 and the CFI is 0.9121. It is clear that the measure system has better credit and validity. The application innovation of information technique enhances the credit risk control ability, market risk control ability and comprehensive risk control ability in state-owned commercial banks.
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How to cite this article
Fu Qiao-Lin, Yuan Jun, Wang Ran, Li Ming-Xing and Zhang Tong-Jian, 2013. Relativity Research Between Information Technique Innovation and Risk Control Capability in Chinas State-owned Commercial Banks. Information Technology Journal, 12: 6367-6370.
DOI: 10.3923/itj.2013.6367.6370
URL: https://scialert.net/abstract/?doi=itj.2013.6367.6370
DOI: 10.3923/itj.2013.6367.6370
URL: https://scialert.net/abstract/?doi=itj.2013.6367.6370
REFERENCES
- Zhang, T.J. and C.H. Zhang, 2008. Empirical research of correlation between inner control and operation risk control in national commercial banks. J. Shan Xi Finance Econ. Univ., 6: 77-82.
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